Picasso ai · Finally. You drive.

Sound familiar?

You didn't build this business to spend your evenings inside a spreadsheet.

But that's where you end up. Looking at the numbers. Revenue is growing. Cash is there.

And one question always remains. What should I do next?

Hire? Raise prices? Order more inventory? Cut spend? You have the data. You just don't have the answer.

So you make a call. And hope it was the right one.

Meet Picasso ai.

Picasso ai is the AI CFO at the heart of your business. A calculation engine backed by real Python math runs across every part of your operations every time your data syncs: cash flow, 13-week runway, customer retention, inventory risk, payroll. By morning, Picasso has synthesized everything into one clear brief. No interpretation required. Just the intelligence you need to run your day.

A full finance team.
Working while you sleep.

While you sleep, Picasso ai reads every transaction across your POS, accounting software, and bank accounts. It calculates your margins, forecasts your cash position, scores your business health, and identifies the one or two things that actually need your attention. Every number is calculated from your real data. Never estimated. Never approximated. By the time your alarm goes off, it’s already done.

Picasso ai · Morning Brief

Good morning, Sara

Morning Brief

Monday, March 10 · Coastal Home Goods

Business Health

↑ 3 pts from last week

Strong

Top 18% this month

Picasso’s Insight

Your weekend revenue was $4,840, your best Saturday in 6 weeks. The Linen Collection drove 38% of it. You have 11 units left and they're moving fast. Reorder today or you'll be out by Thursday.

Revenue · 7d

$18.4k

↑ 12% vs last week

Cash on hand

$31.2k

47 days runway

Avg order

$94

↑ $7 vs prior

Reorder: Linen Collection · 11 units remaining

At current velocity you sell out Thursday. Reorder takes 5 days. Act today.

Payroll clears Friday. You're covered.

$6,200 due. Cash position comfortable. No action needed.

Ask Picasso anything about your business...

Ask →

Good morning, Sara

Morning Brief

Monday, March 10 · Coastal Home Goods

Health

↑ 3 pts

Strong

Picasso’s Insight

Linen Collection drove 38% of weekend revenue. 11 units left. Reorder today.

Revenue 7d

$18.4k

↑ 12%

Cash

$31.2k

47 days

Ask Picasso...

Ask →

Three steps

Up and running
in under five minutes.

Connect your tools and Picasso gets to work. You just read the brief in the morning.

Connect your accounting software, POS system, and bank in three clicks. Picasso auto-detects your industry, your locations, and your business model. You answer zero questions.

Shopify · QuickBooks · Plaid · Toast

Square · Mindbody · Open Dental · Gusto

20+ integrations. Auto-detects everything.

One system. Every number.

Every time your data syncs, Picasso’s calculation engine runs across your entire business. Cash flow, margins, LTV/CAC, inventory velocity, payroll risk, Health Score. Every calculation is done in Python against your real numbers. Not estimated. Not approximated. When you open your Morning Brief, Picasso has already read everything and knows what matters.

Cash flow · Margins · Health Score

Inventory · LTV/CAC · Payroll risk

Zero input required from you

Wake up and drive

Your Morning Brief is waiting when you wake up. Plain English. What happened, what it means, and the one or two things that actually need your attention. Read it in two minutes. Ask Penny anything. Run your day with the clarity most owners never have.

Plain English. Always.

Ranked by what matters most

Ask Penny anything, anytime

Business Health Score

The VO2 Max
for your business.

Every morning, Picasso ai calculates a single 0-100 score across every dimension of your business. Not a vanity metric. A precise, pillar-by-pillar diagnosis built from your real numbers, calibrated to your industry.

Strong

Top 18% this month

80-100Healthy

60-79Good

40-59Watch

20-39Concern

0-19Critical

30%

Financial Health

Cash flow, gross margins, debt coverage, and runway. The foundation. Can you pay your bills, stay profitable, and survive a slow month?

Gross margin · EBITDA · Cash runway · Current ratio

25%

Operational Efficiency

How well does your business actually run? Inventory turns, fulfillment speed, and cost control, calibrated to your specific industry.

Inventory turns · Fulfillment rate · Operating expense ratio

25%

Customer Health

Are your customers worth keeping? Repeat rate, lifetime value versus acquisition cost, and whether your customer base is growing or quietly shrinking.

Repeat rate · LTV/CAC · Customer growth trend

20%

Growth and Risk

Revenue momentum, customer concentration, and channel diversification. Growing fast is only good if you are not dangerously exposed while you do it.

Revenue trend · Customer concentration · Channel mix

Scores adapt automatically to your industry. A dental practice and an apparel store have different definitions of healthy. Picasso knows the difference. The more integrations you connect, the sharper the score gets.

The Picasso principle

Institutional rigor.
Decoded.

How Picasso thinks

You drive. Picasso navigates.

Every decision stays yours. Picasso watches every number in your business and surfaces what matters before it becomes a problem. Quietly. In plain English. Without you ever having to look under the hood.

31 agents. One clear sentence.

The analysis running underneath Picasso is institutional grade. What you receive is one clear sentence, built from that rigor, that tells you exactly what to do.

Written for our sisters.

Picasso is built for intelligent business owners, not finance experts. If you’d need an accounting degree to understand it, Picasso says it differently. Every insight leads with the dollar amount and the decision, never the formula.

The math is always right.

Every number Picasso surfaces is calculated from your actual data, never estimated by AI, never approximated. Python handles all the math. Picasso handles the meaning. You never have to wonder if the numbers are real.

Works with your stack